Renters insurance for mobile home tenants

If you rent a mobile home in a park or from a landlord, the property owner’s policy covers the dwelling — not your belongings, not your liability. A renters policy fills that gap, usually for $10–$25 per month.

What it covers

• Personal property (clothes, electronics, furniture).
• Personal liability if someone is injured visiting.
• Additional living expenses if the home becomes unlivable.
• Theft (including off-premises).