Guides & articles
Practical, plain-English explainers for mobile and manufactured home insurance.
Mobile vs Manufactured vs Modular: What Insurers Actually Cover
The three terms get used interchangeably — but insurers treat them very differently. Here’s what changes when.
June 1, 2026
HUD Tag & Wind Zone: Why Your Premium Depends on a Sticker
The red HUD tag on your home tells underwriters more than you’d think. Find yours, and learn what wind zone means for your rate.
June 3, 2026
Tie-Downs and Skirting: Discounts You’re Probably Missing
Two cheap mods can shave 10–20% off your premium in wind-exposed states.
June 5, 2026
Flood Insurance for Mobile Homes — the NFIP Gotcha
Standard mobile home policies exclude flood. Here’s how the NFIP treats manufactured homes and when private flood beats it.
June 7, 2026
Older Mobile Home (Pre-1976) Insurance: Who Still Writes It
Pre-HUD homes are harder to insure but not impossible. The carriers that still write them — and what they ask.
June 10, 2026
Mobile Home in a Park vs On Owned Land: Coverage Differences
Same home, two different policies. What changes when you lease a lot vs own the dirt under your home.
June 12, 2026