Florida mobile home insurance
Pricing on this page reflects state averages compiled from public industry data. Your actual quote depends on the home, location, coverages, and carrier.
The average owner-occupied mobile home insurance policy in Florida runs about $1,400 per year.
What’s specific to Florida
Hardest state to place. Wind mitigation inspection (1802) cuts premiums sharply. Citizens may be the only option in some counties.
Carriers that write Florida
Specialty markets include Foremost, Assurant, American Modern, Kin, and several regional carriers depending on county and ZIP. We’ll match you with one writing in your area.
Where we help in Florida
We work with owners near Ocala, Tampa, Fort Myers and Lakeland — and everywhere else in Florida. Carrier availability and pricing both vary by county, so the quote you get is specific to your ZIP code, not a statewide flat rate.
How to get a quote
Fill out the form and a licensed agent licensed in Florida will reach out — typically within one business day — with options from the carriers active in your county.