North Dakota mobile home insurance

Pricing on this page reflects state averages compiled from public industry data. Your actual quote depends on the home, location, coverages, and carrier.

The average owner-occupied mobile home insurance policy in North Dakota runs about $430 per year.

What’s specific to North Dakota

Hail and wind; very low population density limits carrier choice.

Carriers that write North Dakota

Specialty markets include Foremost, Assurant, American Modern, Kin, and several regional carriers depending on county and ZIP. We’ll match you with one writing in your area.

Where we help in North Dakota

We work with owners near Fargo, Bismarck, Grand Forks and Minot — and everywhere else in North Dakota. Carrier availability and pricing both vary by county, so the quote you get is specific to your ZIP code, not a statewide flat rate.

How to get a quote

Fill out the form and a licensed agent licensed in North Dakota will reach out — typically within one business day — with options from the carriers active in your county.

See full cost guide

Mobile home

Start your mobile home insurance quote

Free, no obligation. We’ll match you with a carrier or licensed agent.

About you

Most states require this to generate an accurate quote.

The home
How you use it
Construction
Coverage you want
Insurance history